Guarantee your rental income even for short-term contracts. This rent default insurance covers missed payments for mid-term rental agreements starting from just 3 months.
Your mid-term rental, now 100% protected
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Coverage for unpaid rent
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Contracts starting from just 3 months
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Policy issued by
What does the mid-term rent default insurance offer you?

Coverage for temporary rent defaults
Protection also for seasonal rentals.

Full legal support
Protect your mid-term rental in case of conflict.
The mid-term rental insurance by Occident includes legal defense, eviction procedures, and rent claims. In case of non-payment or any type of conflict, you’ll have the legal support you need without any additional costs.

Coverage for damages and vandalism
Your property, always protected—no matter what.
Up to €3,000 in coverage for theft or intentional damage caused by the tenant. Keep your investment in good condition, even with a mid-term rental.

Total flexibility for landlords
Alquila por meses sin renunciar a la seguridad.
This insurance is designed for landlords who rent temporarily to professionals, students, or relocated individuals. No fine print. Just peace of mind.

Full-service management with total peace of mind.
Insured by Occident, 100% managed by Vivara.
A complete and hassle-free solution: Vivara handles the entire management process, and you receive your rent on time every month. Backed by Occident, with legal and financial coverage from day one.
Our plans for mid-term rentals.
At Vivara, we adapt to you. We offer different plans to make renting out your property smooth, secure, profitable, and easy—above all, tailored to your needs.
Most popular
All-in-one plan
Everything you need: property management plus rent protection.
From 15% of the monthly rent + VAT.
What's included?
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Access to the digital platform
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Management of required documentation (energy certificate, occupancy permit, etc.)
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Featured listing on real estate portals
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Collection and review of prospective tenants’ profiles
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In-depth solvency and documentation verification
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Tenant selection
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Digital contract signing
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Full deposit and guarantees management: collection, registration, and return at contract end
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Utility account transfers
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Rent default coverage
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Legal coverage for evictions
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Vandalism coverage up to €3,000
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Repair management
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Issue resolution
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Release of guarantors
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Inventory management
Comfort Plan – Mid-Term Rentals
We take care of everything: repairs, maintenance, emergencies, and more.
12% of the monthly rent + VAT..
What's included?
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Management of required documentation (energy certificate, occupancy permit, etc.)
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Repairs and maintenance management
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Automated monthly payments
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Full deposit management: collection, registration, and return at contract end
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Utility account transfers
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Release of guarantors
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Inventory management
Perfect Tenant Plan
We market your property and find the ideal tenant for you.
What's included?
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Access to the digital platform
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Management of required documentation (energy certificate, occupancy permit, etc.)
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Professional photography of your property
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Featured listings on major real estate portals
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Collection and review of prospective tenant profiles
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Solvency analysis and credit checks
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Property viewings
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Assistance with lease formalization and digital signature
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Utility account transfers
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Full deposit and guarantee management: collection, registration, and return at contract end
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Move-in and move-out inventory reports
Services
At Vivara, in addition to our plans, we offer extra services so you can tailor your experience as a landlord just the way you want.
Secure Rent Plan – Mid-Term Rentals
Backed by trusted insurance. Get paid on the 7th of every month, no matter what.
From 5% of the monthly rent + VAT.
What's included?
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Access to the digital platform
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Rent default coverage
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Legal coverage for evictions
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Vandalism coverage up to €3,000
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Management of required documentation (energy certificate, occupancy permit, etc.)
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Solvency analysis and credit checks
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Digital contract signing
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Full deposit and guarantees management: collection, registration, and return at contract end
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Automated monthly payments
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Release of guarantors
Our clients speak for us.
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Vivara Ecosystem
If you want to go fast, go on your own. But if you want to make it far, do it hand in hand with others.We aim to transform the rental market in Spain. To do so, we rely on a strong ecosystem that fully shares our mission.

GCO Ventures
GCO Ventures is the corporate venturing arm of GCO (Grupo Catalana Occidente). Its goal is to support innovative initiatives on their journey to success, generating value for society.

ASVAL
The Association of Rental Property Owners represents the interests of landlords with the goal of achieving European standards of professionalism and development.
What kind of backing does this mid-term rental insurance have?
What is the Mid-Term Rental Insurance offered by Vivara?
It’s an insurance policy issued by Occident that protects your rental income when you rent out your property for mid-term stays. It covers missed payments, damages, legal defense, and more.
Who can hire this mid-term rental insurance?
Private landlords or companies renting to professionals, students, or individuals on temporary relocation.
What is the minimum contract length to take out this insurance?
From just 3-month contracts. You don't need a year-long lease to benefit from full coverage.
Does Vivara also handle rental management?
Yes. In addition to the insurance, Vivara offers full-service management: tenant search, contracts, issues, repairs, and more.
Does the mid-term rental insurance have a waiting period?
Yes, one month. However, Vivara covers this period using the security deposit required from the tenant.
What kind of backing does this mid-term rental insurance have?
It is backed by Occident, part of Grupo Catalana Occidente, and operated by Vivara through its digital platform.
How does Vivara ensure the selection of reliable tenants?
To guarantee trustworthy and solvent tenants, we conduct a thorough financial screening. We assess their credit history, employment stability, and any records of default. Only candidates who meet strict criteria are presented, minimizing the risk of non-payment and ensuring a stable rental experience.
With our advanced plans, we also offer rent guarantee protection in addition to financial screening, providing landlords with added security in case of tenant default.
What sets Vivara apart from other rental management companies?
Unlike other companies, Vivara doesn’t compete with real estate agents — we act as your strategic partner. We specialize in full-service management of long-term rentals, handling all operational and administrative tasks so agents can focus on what they do best: real estate transactions. With Vivara, landlords benefit from guaranteed rent collection, legal protection, and thorough tenant monitoring. Plus, we’re backed by GCO Ventures, adding strength and reliability to our services.
Where will my property be listed?
We publish your property on Spain’s leading real estate portals, such as Idealista, ensuring maximum visibility and attracting top-quality tenants. We also use professionally optimized listings to make your property stand out from others on the market.